Surety bonds in Lubbock, Texas — issued fast by Houston's specialty bond agency.

A $20,000 City of Lubbock contractor compliance bond, administered by the Lubbock Building Inspection Division. It runs to the City of Lubbock as obligee and is a registration condition for contractors performing work that requires a City of Lubbock permit — general construction, electrical, plumbing, mechanical, and the related trades. The $20,000 amount is on the higher side for a Texas city blanket contractor bond, but the term is annual and the premium for standard credit is modest.

In person at the Lubbock Building Inspection Division on the 1st floor of 1314 Avenue K, Lubbock, TX 79401. This is the unusual part — Lubbock is one of the few Texas cities that still requires in-person filing of the executed contractor compliance bond at the counter. Most other Texas municipalities accept email or fax submission of the bond PDF. We courier the executed original to your representative or mail it to your office so you only walk in once.

Premium is rated on the owner's personal credit. Standard credit (700+): $200–$400 per year (1–2% of the $20,000 bond). Good credit (680–699): $400–$600 (2–3%). Fair credit (620–679): $600–$1,000 (3–5%). Credit-challenged (sub-620): $1,000–$2,000 (5–10%). Most established Lubbock contractors with mid-700s credit pay around $300 a year. Soft credit pull only — applying does not affect your score.

No. The contractor compliance bond is for permit-pulling trade contractors. As a Lubbock auto dealer you need the $50,000 Texas Auto Dealer Bond, which is a 2-year bond issued by the Texas Department of Motor Vehicles. It is a statewide bond — the amount, term, and obligee are identical for a Lubbock dealer and a Houston dealer. We write Texas Auto Dealer Bonds across the credit spectrum, typically the same day.

A Texas bonded title (certificate of title surety bond). The bond amount is 1.5× the appraised value of the vehicle, the term is three years, and the issuing agency is TxDMV. Lubbock County residents file the bond and Form VTR-130-SOF at the Lubbock County Tax Office. The bond itself is written in about ten minutes. We are TxDMV bonded-title specialists and write them across the state daily.

We are based in Houston — Surety Bond Houston is the surety brand of Moon Insurance Managers, Inc. (TX License #5595), a Houston-area agency with more than 40 years of combined experience writing Texas bonds. We write Lubbock bonds weekly and courier executed originals to Lubbock contractors so the in-person counter trip at 1314 Avenue K is a single visit. From our Houston office, serving Lubbock statewide.