Surety bonds in El Paso, Texas — issued fast by Houston's specialty bond agency.
From our Houston office, serving El Paso statewide.
El Paso is the only Texas city of size with a hard dollar-threshold bond rule. Work under $10,000? $10K bond. Work at or above $10,000? $25K bond. The line matters — and crossing it mid-year without re-bonding stops permit issuance. We write both tiers at the City of El Paso One Stop Shop. Plus every Texas state bond EP businesses file: auto dealer, freight broker, notary, bonded title, contractor, court, and fidelity. Same-day issuance from a real Texas agent.
- 40+years combined experience
- Same-daymost bond approvals
- TX #5595Texas License
El Paso bonds done by Texas agents.
City of El Paso One Stop Shop-ready forms
We use the current City of El Paso blanket building & construction bond form, surety-sealed and executed the same day. No rejected filings at the 300 N. Campbell counter because the form is wrong, the seal is missing, or the bond amount doesn't match the work tier.
EP threshold fluency
We size the bond to your actual work — $10K under the threshold, $25K at or above. Most contractors who bid mid-sized commercial or residential just start at the $25K tier so a single job above the line doesn't stop permit issuance.
Statewide reach from Texas
Every Texas state bond EP businesses need — auto dealer, freight broker BMC-84, notary, bonded title, mortgage broker, public adjuster, TABC — written by the same agent who writes your El Paso city bond. One office, one application.
The bond the City of El Paso actually requires.
El Paso runs one blanket contractor bond — tiered by project cost. Filed at the City of El Paso One Stop Shop, not in Austin.
Issued by Texas state agencies — we write them for El Paso clients daily.
These bonds are statewide. The amount, term, and obligee are identical for an El Paso dealer and a Houston dealer. Filing happens at a state agency (TxDMV, TX SoS, TDI, TDSML), not the City of El Paso.
| Bond | Amount | Term / Agency |
|---|---|---|
| Texas Auto Dealer | $50K | 2yr (TxDMV) |
| Freight Broker (BMC-84) | $75K | Annual (FMCSA) |
| Texas Notary | $10K | 4yr (TX SoS) |
| Bonded Title (Cert. of Title) | 1.5× value | 3yr (TxDMV) |
| Texas Mortgage Broker | $25K–$50K | Annual (TX DSML) |
| Public Adjuster | $10K | Annual (TDI) |
| TABC Alcohol | Varies | Annual (TABC) |
| Medicare / DMEPOS | $50K | Annual (CMS) |
| Texas Contractor License | Varies | Per trade / TDLR |
| Performance & Payment | 100% of contract | Gov Code Ch. 2253 |
A current Texas auto-dealer bond is $50K for a 2-year term issued by TxDMV — doubled from the old $25K under HB 3533. We see plenty of national pages still quoting the outdated number.
Three steps, same day.
- 01
Quote
Call (281) 484-8320 or start online. Tell us $10K or $25K tier, trade, and obligee. No credit pull for most license bonds.
- 02
Underwrite same day
Same-day approval on flat-rated bonds. Credit-tier bonds (auto dealer, freight broker, $25K EP blanket) typically clear in hours. Larger contract bonds run through prequalification.
- 03
File at the One Stop Shop or state agency
Bond emailed on the obligee-approved form. We courier originals to 300 N. Campbell Street (City of El Paso One Stop Shop) or file directly with TxDMV, TX SoS, or TDI as needed.
Questions El Paso applicants ask us every week.
What municipal bond does the City of El Paso require?
A blanket building and construction bond with a hard dollar threshold. For work under $10,000, the bond is $10,000. For work at or above $10,000, the bond steps up to $25,000. The bond is required of contractors performing electrical, plumbing, gas, fire, and mechanical systems work that requires a City of El Paso permit. The threshold is the unusual part — El Paso is the only large Texas city with a true cost-threshold bond rule rather than a flat amount.
Where do I file my El Paso contractor bond?
At the City of El Paso One Stop Shop inside City Hall, 300 N. Campbell Street, El Paso, TX 79901. The Building Permits & Inspections division processes contractor registrations and accepts the executed blanket building and construction bond. We email PDFs the same day and overnight original bonds when the obligee requires originals at the counter.
I am bidding a job that crosses the $10,000 line — which bond do I need?
Carry the $25,000 bond. The $25K bond satisfies both tiers — work under $10,000 and work at or above $10,000 — without re-bonding mid-year. Contractors who carry the $10,000 bond and then bid a $12,000 job have to step up to the $25K bond before pulling the permit, which adds a paperwork cycle. Most active El Paso contractors who bid commercial or mid-sized residential work just start at the $25K tier and stay there.
How much does the El Paso blanket building bond cost?
$10K bond: typically $100–$200 a year for standard credit (1–2%), $200–$500 for fair credit (2–5%), $500–$1,000 for credit-challenged (5–10%). $25K bond: typically $250–$500 for standard credit, $500–$1,250 for fair, $1,250–$2,500 for credit-challenged. Most established El Paso contractors with mid-700s credit pay around $150 (the $10K tier) or $350 (the $25K tier) a year.
I bought a used vehicle in El Paso with no title. What bond do I need?
A Texas bonded title (certificate of title surety bond). The bond amount is 1.5× the appraised value of the vehicle, the term is three years, and the issuing agency is TxDMV. El Paso County residents file at the El Paso County Tax Office at 301 Manny Martinez Drive. The bond and Form VTR-130-SOF are processed at the tax office counter. We write Texas bonded titles in about ten minutes.
Are you an El Paso agency or based in Houston?
We are based in Houston — Surety Bond Houston is the surety brand of Moon Insurance Managers, Inc. (TX License #5595), a Houston-area agency with more than 40 years of combined experience writing Texas bonds. We write El Paso bonds daily and file them electronically or by overnight courier with the City of El Paso One Stop Shop and the El Paso County Tax Office. From our Houston office, serving El Paso statewide.
El Paso permitting agencies.
City of El Paso One Stop Shop
Building Permits & Inspections · Blanket building & construction bond filings
City Hall300 N. Campbell Street
El Paso, TX 79901 elpasotexas.gov →
El Paso County Tax Office
Bonded title filings · TxDMV submissions
Ascarate Annex301 Manny Martinez Drive
El Paso, TX 79905 epcounty.com →
From Houston, statewide.
We also write bonds for businesses in Houston, Dallas, San Antonio, Austin, Fort Worth, Arlington, Plano, Corpus Christi, and Lubbock — and Texas businesses statewide.
Get your El Paso bond today.
40+ years writing Texas bonds. City of El Paso-ready forms. TX License #5595.