Surety bonds in El Paso, Texas — issued fast by Houston's specialty bond agency.

A blanket building and construction bond with a hard dollar threshold. For work under $10,000, the bond is $10,000. For work at or above $10,000, the bond steps up to $25,000. The bond is required of contractors performing electrical, plumbing, gas, fire, and mechanical systems work that requires a City of El Paso permit. The threshold is the unusual part — El Paso is the only large Texas city with a true cost-threshold bond rule rather than a flat amount.

At the City of El Paso One Stop Shop inside City Hall, 300 N. Campbell Street, El Paso, TX 79901. The Building Permits & Inspections division processes contractor registrations and accepts the executed blanket building and construction bond. We email PDFs the same day and overnight original bonds when the obligee requires originals at the counter.

Carry the $25,000 bond. The $25K bond satisfies both tiers — work under $10,000 and work at or above $10,000 — without re-bonding mid-year. Contractors who carry the $10,000 bond and then bid a $12,000 job have to step up to the $25K bond before pulling the permit, which adds a paperwork cycle. Most active El Paso contractors who bid commercial or mid-sized residential work just start at the $25K tier and stay there.

$10K bond: typically $100–$200 a year for standard credit (1–2%), $200–$500 for fair credit (2–5%), $500–$1,000 for credit-challenged (5–10%). $25K bond: typically $250–$500 for standard credit, $500–$1,250 for fair, $1,250–$2,500 for credit-challenged. Most established El Paso contractors with mid-700s credit pay around $150 (the $10K tier) or $350 (the $25K tier) a year.

A Texas bonded title (certificate of title surety bond). The bond amount is 1.5× the appraised value of the vehicle, the term is three years, and the issuing agency is TxDMV. El Paso County residents file at the El Paso County Tax Office at 301 Manny Martinez Drive. The bond and Form VTR-130-SOF are processed at the tax office counter. We write Texas bonded titles in about ten minutes.

We are based in Houston — Surety Bond Houston is the surety brand of Moon Insurance Managers, Inc. (TX License #5595), a Houston-area agency with more than 40 years of combined experience writing Texas bonds. We write El Paso bonds daily and file them electronically or by overnight courier with the City of El Paso One Stop Shop and the El Paso County Tax Office. From our Houston office, serving El Paso statewide.