Katy surety bonds

Surety bonds in Katy, Texas — city forms and statewide bonds issued fast.

Serving Katy from our southeast Harris County office.

Katy applicants can face three counties and several different obligees before they ever reach the bond amount. We write the City of Katy's $50,000 right-of-way bond, public-project bonds, bonded titles, court bonds, and every common Texas license bond. Send us the requirement and we will identify the correct form and filing route first.

  • 40+years combined experience
  • Same-daymost license & permit bonds
  • TX #5595Texas License
Local bond snapshot

What actually applies in Katy.

  • Incorporated city
  • Harris, Fort Bend and Waller counties
  • Local anchor: $50,000 perpetual right-of-way-user bond
  • Obligee: City of Katy
  • Verified September 2026
Katy requirements

Katy's local bond: the $50,000 right-of-way-user bond

City code requires a registered right-of-way user to provide the city a $50,000 perpetual bond issued by an insurance company licensed to operate in the State of Texas. The bond stays valid until it is released by the City of Katy Permits Department, and the published rule releases it twelve months after the last permit was issued.

The code exempts city contractors and city crews installing facilities that will ultimately be owned or managed by the city, and it exempts right-of-way work performed by a right-of-way user's own W-2 employees. Permit application fees run $50 for projects the city deems small or medium and $150 for large projects.

This is not a blanket bond for every Katy contractor. It applies to registered right-of-way users doing the work the city rule describes. Ordinary building and trade registration, a city construction contract, a bonded title, and a court order each follow different requirements — and a bond written for the wrong obligee will not be accepted.

Texas and federal bonds

Texas and federal bonds are the same statewide — even when you buy from a local Houston agent.

Most customers searching for a surety bond in a Houston-area city do not actually need a city bond. Auto-dealer, notary, bonded-title, mortgage-broker, public-adjuster, TABC, freight-broker, Medicare, court, and fidelity bonds are created by a Texas or federal requirement. The amount and obligee do not change because your business is in Katy rather than Houston.

What does change is the filing path. A bonded-title customer usually works through the county tax assessor-collector serving the vehicle owner. A probate or guardianship bond follows the court handling the estate. A contractor bidding a city project follows that solicitation's bond forms. We identify the obligee first, so you do not buy the right kind of bond on the wrong form.

Common bondAmount / termAuthority
Texas auto dealer $50,000 / 2 years TxDMV
Freight broker (BMC-84) $75,000 / annual FMCSA
Texas notary $10,000 / 4 years Texas Secretary of State
Bonded title 1.5× appraised value / 3 years TxDMV; county filing route
Texas public adjuster $10,000 / annual Texas Department of Insurance
Medicare DMEPOS $50,000 / annual CMS
Performance bond Usually contract amount Project owner / contract documents
Payment bond Usually contract amount Project owner / Texas public-work law
How it works

Three steps from requirement to issued bond.

  1. 01

    Send the requirement

    Call (281) 484-8320 or start a free quote. Send the bond form, permit application, court order, bid documents, or agency notice if you have it.

  2. 02

    We confirm the obligee and form

    We check whether the requirement belongs to the city, county, State of Texas, federal government, court, or private project owner. That matters in Katy, which spans Harris, Fort Bend and Waller counties — the correct county office or court depends on the applicant and the filing, not on the mailing address.

  3. 03

    Approve, issue, and file

    Most license and permit bonds can be approved the same day. Contract and court bonds may require financial information or a court order. We issue on the required form and tell you where the original or electronic bond goes.

Where to file

Filing guidance for Katy.

Start with the City of Katy Permits Department and the current right-of-way registration materials; city permit forms list 901 Avenue C, Katy, TX 77493. For a bonded title or a court bond, use the county named on the customer's vehicle record or court order — not "Katy" alone, because the city sits in three counties.

We issue on the obligee's form and tell you whether the original document or an electronic copy is what gets filed.

Katy FAQ

Questions Katy applicants ask us.

How much is the Katy right-of-way bond?

The city code sets it at $50,000, issued by an insurance company licensed to operate in Texas. The premium you pay is a fraction of that amount and depends on underwriting — call (281) 484-8320 with the registration packet and we will quote it.

Does every Katy contractor need this bond?

No. It is tied to registered right-of-way users. The code also exempts city contractors and city crews installing facilities the city will ultimately own or manage, and work in the right-of-way performed by a right-of-way user's own W-2 employees.

How long does the Katy right-of-way bond last?

It is written as a perpetual bond. It stays valid until the City of Katy Permits Department releases it, and the published rule releases it twelve months after the last permit was issued.

Which county handles a Katy bonded title?

Katy spans Harris, Fort Bend and Waller counties, so follow the vehicle owner's county and current TxDMV instructions rather than the city name. The bond itself is a Texas bonded title — 1.5 times the appraised value of the vehicle, three-year term, TxDMV as the authority.

Can a Katy bond be issued the same day?

Many license and permit bonds can be approved the same day once the application is complete. Contract and court bonds may need financial information, a bid package, or a court order first.

Why Katy customers call us

Houston-based help without pretending there is an office in every suburb.

One agent, every obligee

We serve the entire metro from 360 FM 1959 in southeast Harris County. You get a Texas agent who can read the city form, court order, or bid package — not a location page that routes to a generic call center.

Municipal, state, federal, court

More than 40 years of combined insurance experience across municipal, state, federal, contract, court, and fidelity bonds, handled through one relationship rather than four brokers.

Right form the first time

We confirm the obligee, amount, and form before issuing — which matters most in split-county and unincorporated communities where the mailing address does not decide the requirement.

Keep going

Related bonds and nearby areas.

Official sources

Local requirements were checked against official city, county, state, and federal sources in September 2026. Municipal forms, amounts, and office schedules change — confirm with the agency, or call us and we will confirm for you.

City form or statewide bond — we will sort it out

Get your Katy surety-bond quote today.

Send us the requirement and we will confirm the amount, obligee, form, and filing route before the bond is issued.